Insurance Planning

There are a number of types of Insurance which we take out in our everyday lives, such as travel insurance, car insurance, home insurance, maybe medical insurance. We accept this on a day to day basis.

It seems that while many people realise the importance of life insurance, fewer people actually take the steps to protect themselves. It would be worth asking yourself this question, if my partner passed away, how would I pay off the mortgage?

Insurance planning is a deceptively complex area. A do it yourself approach could lead to taking out cover which is not suitable or appropriate for you and your family. So it helps to be able to review your needs with someone who has the right expertise.

Choosing the right insurance can give you the peace of mind that if, something lifechanging should happen to you or a member of your family, a secure backup plan has been detailed and put in place to ease the potential financial strain that could follow.

Here at Calver Wealth Management, we can provide a holistic review to help you to assess your insurance requirements and then advise on a suitable solution. This includes reviewing existing plans to check if they are still current and relevant,  and calculate any possible shortfalls which could arise in the future.

Mother and Daughter Insurance Planning
family sat on bank looking out to see

We work with carefully selected providers and offer an extensive product range including:

Life Cover (including Term Assurance and Whole of Life)

Critical Illness

Employee Benefits

Private Medical Insurance

Income Protection

A thorough due diligence process on all of our providers is completed by St. James’s Place to ensure we only use financially robust and reputable companies.

The above are just a selection of the solutions available. Please feel free to book a consultation so that we can tailor a solution specifically for your needs.

Get in touch today to discuss your life insurance plan