A financial adviser provides personal, specialist advice on how to manage your money to achieve your financial goals. You’ll benefit from their expert knowledge of the financial markets in order to make prudent investments. You’ll receive their insights into how to manage your financial affairs in a tax-efficient way. And you’ll gain clarity on how to deal with your money now to save sufficiently for retirement.
CWM Blog
Get all the latest news and articles from Calver Wealth Management
Why Women Need to Save More Into Their Pensions Than Men
Women should save more into their pensions to help provide financial independence and security in their retirement years. Given that women tend to live longer than men, they need their retirement savings to last for a more extended period. By saving more, women can...
Top 5 Investment Tips for Women
1. Understand and Overcome the Gender Pay Gap Tip: Be proactive in negotiating salaries, raises and employee benefits to maximise your earning potential. Use tools and resources to benchmark your salary against industry standards. Why: Women often earn less than men,...
Do I have to be wealthy to take financial advice?
There’s a common misconception that only the wealthy need financial advice, but that couldn’t be further from the truth. Everyone, regardless of income, can benefit from a solid financial plan. Here’s why you don’t need to be rich to seek financial advice—and why you...
What should I do with my inheritance?
Receiving an inheritance can be both exciting and overwhelming. It’s an opportunity to improve your financial situation, but deciding how to use the money wisely requires careful thought. Here’s how you can approach managing your inheritance with both short- and...
Your Pension After You’re Gone: A UK Guide to What Happens When You Die
We spend much of our lives saving into a pension so we can enjoy a secure retirement but what happens to that money when we die? It’s not a comfortable topic, but understanding how private pensions are handled after death is a crucial part of financial planning,...
How to Reduce Tax if You Earn Over £100k (And Why You Should)
Why It Matters: The £100k Income Trap Earning over £100,000 might sound like financial freedom—but in the UK tax system, it can actually put you in a surprisingly punishing position. Once your income goes above this threshold, your Personal Allowance—the portion of...
Is Now a Good Time to Invest?
If you’ve been watching the markets recently, rising inflation, geopolitical uncertainty, tech stock wobbles, you might be wondering: Is now really a good time to invest? It’s a fair question. But here’s the truth most seasoned investors already know: it’s not about...







