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Female Financial Adviser
Jo Calver has a 5* rating on Vouchedfor and is an award-winning Chartered Financial Planner working with private individuals, business owners and sports professionals.
Calver Wealth Management
Financial Advice for Women
Jo Calver is our female financial adviser who specialises in helping women with their financial planning. Jo is a Chartered Financial Planner which is considered the Gold Standard qualification within the financial advice sector. Jo was voted ‘Highly Commended Financial Adviser of the Year – Midlands and East Anglia at the Women in Finance Awards 2019.
Jo helps many successful women with their financial planning. She understands that running a successful career requires hard work, determination and often long hours. She also appreciates that these pressures can leave women with little time to sort out their own finances.
When choosing a financial adviser, feeling comfortable with the person you are entrusting your most personal and confidential information with is imperative. The Financial services world is generally male-dominated and it can sometimes feel daunting to take the first steps and reach out for professional advice. Jo has the experience and empathy to put you at ease and remove technical jargon so that you fully understand and feel in control of your own finances.
Jo Calver provides Financial Advice on the following areas:
Investment Planning
We provide advice on a range of investments, including Equity ISA’s, Unit Trust’s, Investment Bonds and offer access to Discretionary Fund Management.
Retirement Planning
We provide advice on ‘Pre-retirement planning’ to help set up and review existing pensions, as well as ‘At retirement planning’ to provide advice on your range of retirement options including Annuities and Flexible Access Drawdown.
Inheritance Tax Planning
Protection Planning
The levels and bases of taxation, and reliefs from taxation, can change at any time and are generally dependent on individual circumstances.
Financial Advice for Female Founders and Business Owners
As a Founder and Business Owner, financial planning becomes even more complex with the responsibility of looking after your own personal financial affairs, as well as the businesses. Both of these types of planning can become interchangeable, with your personal savings being invested into the business to get it up and running, leading to your business becoming part of your retirement plans for the future.
As times change and women continue to fight for equality and opportunity, the UK is starting to see more Female Founders and Business Owners, as well as top executives in major companies. Being a Partner Practice of St. James’s Place Wealth Management and running her own business – Calver Wealth Management, Jo understands the challenges these women face and ensures an efficient, flexible and discrete service to suit these needs.
Financial Advice for Women going through Divorce
Jo has many years of experience in helping women going through divorce to structure a financial plan aiming to create growth and stability for the future. In what is often an emotional and stressful time in any women’s life, sorting out your finances can add to this pressure.
Jo is able to help with pension sharing orders and pension earmarking orders, as well as putting in place suitable investment planning and insurances. By utilising modern cashflow forecasting technology Jo can help you to plot out your financial and lifestyle objectives putting you on track to achieve these goals.
Financial Advice for Female Trustees
The role of a trustee comes with a lot of responsibility. A trustee must at all times act in the best interests of the trust and beneficiaries and be actively involved in making decisions. With more women within the UK taking trustee roles, it can be valuable to take financial advice from a trusted professional who can advise on the assets within the trust and help you manage your obligations in the best way possible.
We offer many investment solutions for Trusts, including access to Onshore Investment Bonds, Offshore International Investment Bonds and Discretionary Fund Management. We help both private trusts, family trusts and charitable trusts to manage their funds and long-term objectives.
As we move towards a more sustainable future, many Trusts and Charities are looking to align their internal values with their investment objectives. It is now possible to invest in funds and companies which have a positive impact on both society and the environment, whilst achieving capital growth or income. St. James’s Place offer a range of Sustainable and Responsible funds to help achieve these objectives.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested
Financial Advice for School fees
If you are planning on sending your children to private school, then early tax efficient investment planning can be hugely beneficial when it comes to paying the fees.
Jo has worked with many families to help create a tax efficient plan for those with children at fee paying schools. There are many important factors to take into consideration when creating a bespoke financial plan to help achieve these objectives.
What is involved in the process of speaking to a financial adviser?
The first step is to have an initial call with Jo to help us understand your current situation and priorities. We will then book in a second meeting, if we feel we can help, to gather more detailed information on areas such as income, expenditure, savings, investments and pensions. This initial ‘fact finding’ meeting is with no obligation.
After this ‘fact finding’ meeting we will have gathered information on your current situation of where you are right now. We will then discuss your financial objectives to help us understand where you want to get to in the future. At this point we can provide financial advice and create a tailored financial plan to help achieve your goals, dreams and ambitions.
It is important to remember that a financial plan needs to be flexible and adaptable. We provide ongoing advice and support to all of our clients to ensure improvements and adjustments are made to cater for life’s ever-changing landscape.
What our clients say
Have a chat with a female financial adviser
We pride ourselves on building long-term relationships with our clients and make sure that we understand your goals, aspirations and financial needs. These are paramount to the advice we provide.
Our business has been built solely on personal introductions and recommendations. We feel that the growth in our business over the years reflect the quality of the services we provide.
Let’s chat
Have any questions? Just ask!
We’re happy to answer any questions or queries with a no obligation email or phone call. Please let us know in the form below if you would like to receive more information; we would be happy to help!
*Please note we can only offer an initial consultation to enquiries with savings/investments/pensions of at least £50,000.
Female Financial Advisor Form
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