Sign In
Pensions Advice Cambridge
We offer a friendly, local service providing Pensions Advice in the Cambridge area.
Providing Pensions Advice for Private Individuals and Business Owners in Cambridge
Calver Wealth Management have over 21+ years of experience in providing financial advice to Private Individuals and Business Owners.
Using our knowledge and expertise alongside the latest technology, we design modern and personalised retirement planning solutions for our clients and specialise in pensions advice in the Cambridge area.
What Kind of Pensions Advice Do We Offer?
We provide straightforward, personalised advice to help you get the most from your pensions, whether you’re just getting started or preparing for retirement.
Here’s how we can help:
Set Up a Private Pension
Want to start saving for retirement? We’ll guide you through setting up a private pension — with regular payments or one-off lump sums — all in line with UK pension rules.
Plan for the Lifestyle You Want
We’ll talk through your future goals and work out how much income you’ll need in retirement — and whether your current plan can get you there.
Check Your Existing Pension Plans
Already saving? We’ll review your pensions to see if they’re performing well and still suited to your needs.
Choose the Right Type of Pension
Not sure what kind of pension is best for you? We’ll explain the options and help you choose what fits your long-term goals.
Understand Your Risk Comfort Zone
Everyone’s different when it comes to risk. We’ll help you find the right balance for your pension investments.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
Your pension is your future. Think of it as funding the longest holiday of your life. Just like any big journey, it needs planning, checking, and adjusting along the way. Regular reviews and expert guidance help keep your retirement on track — so you can enjoy the freedom you’ve worked hard for.
Complex Financial Advice
Pensions Annual Allowance and Tapered Annual Allowance Calculations
Lifetime Allowance Calculations
At Retirement Options – such as Flexible Access Drawdown, Uncrystallised Funds Pension Lump Sum and Annuities.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
3 Key Stages of Pension Planning
We feel there are three key stages to pension planning:
1) Pre-Retirement – the years to accumulate and grow your pension funds.
2) At- Retirement- the years where you will slow down from work and start using the funds you have accumulated to provide an income to support your new lifestyle.
3) Legacy Planning – we help you reduce the amount of money paid in Inheritance Tax (IHT) when you die, enabling you to leave a legacy for your family or loved ones to benefit from the remaining pension funds.
Many people are not aware that a private pension (defined contribution pension schemes) can be passed down to your loved ones after you pass-away.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Get advice for your pension in Cambridge
Every stage of your pension planning requires careful decisions to be made. A professional financial adviser can help to explain complex technical jargon to ensure you fully understand what you want out of your pension, and how you can aim to achieve it.
If you would like further information on your retirement options please click here or if you would like to book in a phone consultation or request further information click here.
What our Clients Say...
Financial Advice Cambridge
We pride ourselves on building long-term relationships with our clients and make sure that we understand your goals, aspirations and financial needs. These are paramount to the advice we provide.
Our business has been built solely on personal introductions and recommendations. We feel that the growth in our business over the years reflect the quality of the services we provide.
Have any questions? Just ask!
*Please note we can only offer an initial consultation to enquiries with savings/investments/pensions of at least £100,000.
Female Financial Advisor Form
"*" indicates required fields
Find Out More
