Insurance Planning

There are a number of types of insurance which we take out in our everyday lives, such as travel insurance, car insurance, home insurance, maybe medical insurance. We accept this on a day to day basis.

It seems that while many people realise the importance of life insurance, fewer people actually take the steps to protect themselves. It would be worth asking yourself this question, if my partner passed away, how would I pay off the mortgage?

Insurance planning is a deceptively complex area. A do it yourself approach could lead to taking out cover which is not suitable or appropriate for you and your family. So it helps to be able to review your needs with someone who has the right expertise.

Choosing the right insurance can give you the peace of mind that if, something lifechanging should happen to you or a member of your family, a secure backup plan has been detailed and put in place to ease the potential financial strain that could follow.

Here at Calver Wealth Management, we can provide a holistic review to help you to assess your insurance requirements and then advise on a suitable solution. This includes reviewing existing plans to check if they are still current and relevant,  and calculate any possible shortfalls which could arise in the future.